Services » Holding Company Assistance

Putting it all under one roof

Depending on your situation, your needs and purpose for starting or acquiring a bank, a bank holding company may be the route for you to take.

Banks may be owned either by individuals or by bank holding companies. Bank holding companies are chartered and regulated by the Federal Reserve System (“Fed”) and, with restrictions, can accomplish many of the tasks that a bank can.

A bank holding company may own one bank or several banks and may also own affiliate operations in areas such as mortgage, trust, etc. It differs from other corporations in that it is limited in the activities in which it may engage.

Know the risks, regulations and rewards of chartering a bank holding company before you get too far down the road. Cerfis can help you along the way, giving you the right information, knowledge and confidence you need to put you on a path to success.